Creditors and Lenders

Creditors and Lenders

Lenders have to get it right, whether “it” is your own internal efficiency or your ability to negotiate through the ever-changing landscape. Creditors face customers whose business outlook is precarious, an environment offering virtually no financing options, and yet more uncertainty stemming from evolving insolvency laws across the globe. 

Advisor to Lenders

Lenders today face an unprecedented level of complexity driven by aggressive capital structures created in times of free flowing liquidity. Work outs in this new and quite different environment require the best analytical, financial and negotiating skills seasoned by a deep understanding of how business works. To help secured lenders find their way, Walther Partners offers this powerful set of capabilities, including: 

• Evaluating business plan feasibility 
• Verifying projections and data accuracy 
• Evaluating cash flow improvement opportunities 
• Identifying non-core assets for sale 
• Performing transaction analysis 
• Investigating accounting and financial reporting 

Financial Advisor to Creditors’ Committees

Our restructuring expertise is key in helping creditors understand the viability of a business, its critical success factors and the feasibility of business plan projections. Our highly skilled professionals are adept at quickly and accurately assessing the company and its managers, and for helping the committee develop and implement a negotiating strategy. Our analysis provides better insight into how to maximize creditors’ recovery. We offer a robust set of capabilities, including:

• Evaluating business plan feasibility 
• Verifying projections and data accuracy 
• Evaluating cash flow improvement opportunities 
• Identifying non-core assets for sale 
• Performing transaction analysis 
• Investigating accounting and financial reporting 
• Serving as claims, notice, ballots or disbursing agent 
• Serving as plan administrator 

Turnaround Consultant to Borrower 

When a borrower is under stress, sometimes the best thing its lenders and creditors can do is recommend an expert turnaround consultant to help management regroup. The demands on top managers to resolve the issues while continuing to run the day-to-day business can be overwhelming, and the constant stress and pressure creates an environment that is not conducive to reasoned decision-making. Our advisory services can provide that extra measure of experience, judgment and hard work that helps the company turn the corner to improved financial performance. Our capabilities include: 

• Generating liquidity and managing cash 
• Stabilizing operations and stopping losses 
• Improving reporting 
• Developing a new business plan and financial projections 
• Providing interim management to execute the workout strategy